GET PAID WITHIN
MINUTES OF DROPOFF.
Submit your invoice through the Drop Pay mobile app. Your account is funded within minutes of dropoff — not 24 hours, not end of day. Minutes.
EVERY FACTORING COMPANY SAYS "SAME DAY."
DROP PAY MEANS MINUTES.
- Wait 24–48 hours to get paid
- Batch processing — funds held overnight
- After-hours cutoffs on nights & weekends
- Bank transfer delays after funding
- Funded within minutes of dropoff
- Real-time processing, no batch holds
- 24/7/365 — including holidays
- Access funds directly from the app
FROM DELIVERY TO FUNDED ACCOUNT
Submit an Invoice
Mobile app or client portal — takes 60 seconds from your cab.
Get Paid
Your account is funded within minutes of dropoff. No waiting around.
Access Your Money
Transfer to your bank, pay people, or spend directly from the Drop Pay app.
YOUR CASH FLOW SHOULD MOVE AS FAST AS YOUR TRUCK
Running 24/7
No after-hours cutoffs. Deliver on Saturday night, get funded Saturday night. Zero exceptions.
Built for Drivers
Submit invoices from your cab. The app is designed for owner-operators on the road, not office workers.
No Surprises
Low flat rates, no hidden fees, no setup costs. What you see is what you get.
PARKED & WAITING?
Submit your invoice from the lot. By the time you've fueled up and hit the road, your money is already in your account.
GET UNSTUCK FROM YOUR FACTORING CONTRACT
With Factoring Buyouts, We'll Help You Secure the Rates and Service You Deserve.
The Buyout Process
Get your buyout started in less than 24 hours. It's easy to make the switch from your current factoring contract to Drop Pay. Reach out to put things in motion and we'll take care of the rest.
Apply Online
DropPay works to facilitate immediate payments 24/7/365 and gives you total control over your cash flow.
Get a Free Contract Review
Email your current factoring agreement and get it reviewed. Drop Pay guides you through the steps to make switching easy.
Put in Your Notice
Guidance on sending your early termination notice to your current factoring company – and then Drop Pay handles your new factor agreement and buyout while staying in close communication.
Continue Factoring
Even after providing your cancellation notice, you can keep factoring loads with your current company while you transition to Drop Pay.
How You Win
Freight factoring buyouts can be intimidating. But Drop Pay makes it easy. With more than a decade of experience, Drop Pay will provide you with early termination fee assistance.
An Honest Review
Send over your current factoring agreement for a free, no-obligation review. Our team will break it down and spot hidden fees or restrictions.
End-to-End Support
Ready to switch freight factoring providers? We'll handle the transition, ensuring things go quickly and smoothly, with zero disruption to your cash flow.
Know Your Options
We'll show you transparent, competitive alternatives tailored to your business, so you can make an informed decision with confidence.
FREQUENTLY ASKED QUESTIONS
How is Drop Pay different from other factoring companies?
Most factoring companies fund invoices in 24-48 hours during business hours only. Drop Pay funds your account within minutes of dropoff, 24 hours a day, 7 days a week, including holidays and weekends.
What are the rates?
Rates vary based on your volume and customer base. Get a custom rate quote — there are no hidden fees and no long-term contracts required.
Do I need a minimum volume?
No minimum volume requirements. Drop Pay works for owner-operators running a few loads a week and small fleets alike.
How do I access my money after I'm funded?
You can use funds directly from the Drop Pay app, transfer to your bank account, or pay vendors right from the app.